Brochure
 HRA Case Study
Employer X currently has 8 employees receiving health insurance with premiums totaling
$39,587 and deductibles of $0.
By simply changing plans to a deductible of $1,000 per individual and $2,000 per family, a
premium savings of $15,348 is realized.
Gross Savings = $15,348
Employer X then gives employees HRA reimbursements of $5,086 to pay for the increased deductible
and copays. Employer X has effectively reduced costs by 26% or $10,262.
Offset to Savings = $5,086
Each employees could receive an average HRA reimbursement of $636 and copays are eliminated.
The reimbursement is an averaged figure because all employees do not use the same amount of healthcare
services. This key factor provides for potential greater savings.
Never pay for healthcare services before they are used.
Our Services:
- Plan consulting and design
- Plan document & SPD creation
- Real-time usage reporting
- Yearly re-evaluation of plan options
- 24/7 online account access
- Online eForms with smart data capture
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Related Products:
Company Portal
csERM
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